{"id":12798,"date":"2026-07-22T06:19:00","date_gmt":"2026-07-22T11:19:00","guid":{"rendered":"https:\/\/www.texaselectricityratings.com\/blog\/?p=12798"},"modified":"2026-07-20T11:50:16","modified_gmt":"2026-07-20T16:50:16","slug":"el-nino-alert-shop-the-five-cheapest-12-month-electric-plans-in-ft-worth","status":"publish","type":"post","link":"https:\/\/www.texaselectricityratings.com\/blog\/el-nino-alert-shop-the-five-cheapest-12-month-electric-plans-in-ft-worth\/","title":{"rendered":"El Ni\u00f1o Alert! Shop the Five Cheapest 12 Month Electric Plans in Ft. Worth"},"content":{"rendered":"\n<h2>Are You Ready For The El Ni\u00f1o?<\/h2>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"alignright size-medium\"><img loading=\"lazy\" width=\"298\" height=\"300\" src=\"https:\/\/www.texaselectricityratings.com\/blog\/wp-content\/uploads\/2026\/07\/El-Nino-Texas-bill-credit-298x300.jpg\" alt=\"Learn how the El Ni\u00f1o could affect how much you save with one of the Five Cheapest 12 Month Electric Plans in Ft. Worth.\" class=\"wp-image-12813\" title=\"Are You Ready For The El Ni\u00f1o\"\/><figcaption><center><em>El Ni\u00f1o is here! Learn what to look out for with Texas bill credit plans and how you can save more on your energy bills.<\/em><\/center><\/figcaption><\/figure><\/div>\n\n\n\n<p>An El Ni\u00f1o alert could affect more than just the weather this winter. It could also affect your <a href=\"https:\/\/www.texaselectricityratings.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Texas electricity<\/a> bill. Many of the cheapest 12-month plans in Fort Worth offer large bill credits once you use 1,000 kWh in a month. Since <a href=\"https:\/\/www.texaselectricityratings.com\/utility-companies\/oncor-energy\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Oncor<\/strong><\/a> delivers power across the area, many customers can choose from these plans. However, if a mild winter keeps your usage below that mark, those savings could disappear.<\/p>\n\n\n\n<h3>El Ni\u00f1o and Your Winter Usage<\/h3>\n\n\n\n<p>Texas often sees cooler and wetter weather during El Ni\u00f1o years. However, every El Ni\u00f1o is different. The powerful 2015\u20132016 &#8220;<a href=\"https:\/\/www.theguardian.com\/business\/2026\/jul\/12\/super-el-nino-severe-shock-global-food-prices-lasting-into-2028-economists-warn\" target=\"_blank\" rel=\"noreferrer noopener\">Godzilla El Ni\u00f1o<\/a>\u201d brought above-average temps to much of Texas along with heavy rainfall and flooding. Some experts say this year&#8217;s event will become another very strong El Ni\u00f1o, making it harder to predict exactly how winter will unfold.\u00a0<\/p>\n\n\n\n<p>Texas electricity use usually drops during late fall and again from February into early spring. Heating needs often stay low, while air conditioners remain off. As a result, many homes struggle to reach 1,000 kWh during these months.<\/p>\n\n\n\n<p>That matters because many <a href=\"https:\/\/www.texaselectricityratings.com\/companies\" target=\"_blank\" rel=\"noreferrer noopener\">electric provider<\/a> bill-credit plans depend on you hitting that usage level. Missing the target by a single kWh can increase your monthly bill by much more than most people expect. A plan that looks like a bargain during the summer may become one of the most expensive choices during a mild winter.<\/p>\n\n\n\n<h3>Five Cheapest 12 Month Electric Plans<\/h3>\n\n\n\n<p>The five cheapest 12 month electric plans have similar pricing structures. Each offers a low rate but all come with a $125 bill credit at 1,000 kWh.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Advertised Rate<\/strong><br><strong>per 1,000 kWh<br> After Bill Credit<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Energy Charge<\/strong><br><strong>per 1,000 kWh<\/strong><br><strong><em>Before<\/em> Bill Credit<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/www.texaselectricityratings.com\/companies\/apge\"><strong>APG<\/strong><\/a><strong><a href=\"https:\/\/www.texaselectricityratings.com\/companies\/apge\" target=\"_blank\" rel=\"noreferrer noopener\">&amp;<\/a><\/strong><a href=\"https:\/\/www.texaselectricityratings.com\/companies\/apge\"><strong>E<\/strong><\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">7.1 cents<\/td><td class=\"has-text-align-center\" data-align=\"center\">13.074 cents<\/td><\/tr><tr><td><a href=\"https:\/\/www.texaselectricityratings.com\/companies\/chariot-energy\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Chariot Energy<\/strong><\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">7.2 cents<\/td><td class=\"has-text-align-center\" data-align=\"center\">13.22 cents<\/td><\/tr><tr><td><strong><a href=\"https:\/\/www.texaselectricityratings.com\/companies\/4-change-energy\" target=\"_blank\" rel=\"noreferrer noopener\">4Change Energy<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">7.7 cents<\/td><td class=\"has-text-align-center\" data-align=\"center\">13.7140 cents<\/td><\/tr><tr><td><strong><a href=\"https:\/\/www.texaselectricityratings.com\/companies\/companion-energy\" target=\"_blank\" rel=\"noreferrer noopener\">Companion Energ<\/a><\/strong><a href=\"https:\/\/www.texaselectricityratings.com\/companies\/companion-energy\">y<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">7.7 cents<\/td><td class=\"has-text-align-center\" data-align=\"center\">13.7140 cents<\/td><\/tr><tr><td><strong><a href=\"https:\/\/www.texaselectricityratings.com\/companies\/frontier-utilities\" target=\"_blank\" rel=\"noreferrer noopener\">Frontier Utilities<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">7.7 cents<\/td><td class=\"has-text-align-center\" data-align=\"center\">13.7140 cents<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Bill-credit plans can work well for homes with steady power use. However, they are not the best choice for everyone. If your monthly usage changes with the seasons, it pays to look beyond the advertised rate. So, before signing up, review your past electric bills. If your home often uses less than 1,000 kWh during the winter, a simple fixed-rate plan without bill credits could save you more over the full year. In this case, you&#8217;ll see that the lowest advertised price is not always the lowest annual cost.&nbsp;<\/p>\n\n\n\n<p>With these five cheapest Fort Worth plans, you pay the full energy charge for each kWh <em>below<\/em> the 1,000 kWh level. Let\u2019s say you miss out on the bill credit one month by using 950 kWh. You\u2019ll spend about $10.50 less for the energy, but you\u2019ll also miss out on $125 getting knocked off your bill. So, your 950 kWh bill is about $115 higher than your 1,000 kWh bill would have been. <\/p>\n\n\n\n<p>So, before you lock in that 12-month contract, make sure bill credits are right for your situation.\u00a0<\/p>\n\n\n\n<h3>Shop With Your Usage In Mind<\/h3>\n\n\n\n<p>An El Ni\u00f1o alert is another reminder that weather can change your power bill in unexpected ways. If this winter turns out to be warmer than normal, your monthly usage could stay below the bill-credit threshold for several months. So choosing a plan based only on summer usage may cost you more when cooler weather arrives.<\/p>\n\n\n\n<p>The best electricity plan is the one that matches how your home actually uses power throughout the year. Compare plans and rates at <a href=\"https:\/\/www.texaselectricityratings.com\/electricity-rates\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.texaselectricityratings.com\/electricity-rates<\/a>.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Are You Ready For The El Ni\u00f1o? An El Ni\u00f1o alert could affect more than just the weather this winter. It could also affect your Texas electricity bill. Many of the cheapest 12-month plans in Fort Worth offer large bill credits once you use 1,000 kWh in a month. Since Oncor delivers power across the <a class=\"read-more-link\" href=\"https:\/\/www.texaselectricityratings.com\/blog\/el-nino-alert-shop-the-five-cheapest-12-month-electric-plans-in-ft-worth\/\">Read More<\/a><\/p>\n","protected":false},"author":11,"featured_media":12814,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"_mbp_gutenberg_autopost":false},"categories":[258],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>El Ni\u00f1o Alert! Shop the Five Cheapest 12 Month Electric Plans in Ft. Worth - Blog<\/title>\n<meta name=\"description\" content=\"Bill credit plans are great if you keep hitting the usage levels. 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