Compare 4Change Energy Rates

cheapest 4Change Energy Electricity rates and plans in Texas

Our Take on 4Change Energy

Our Rating:
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How We Rate

We aggregate data from multiple sources, including our customer reviews, rates, Public Utility Commission statistics, JD Power ratings, Better Business Bureau, and surveys.

4Change is a pretty cool idea. A percentage of profits go to local charities and community organizations. 4Change walks the walk and is part of Vistra Energy - so you get the big company backing, systems, fiancial stability, and online tools, while supporting charities and local community organizations. The bonus is that 4Change is one of the aggressive priced retailers in the Texas market.

4Change is one of the more aggressive priced retailers in Texas, and that's agood thing. They do require that you sign up for auto bill pay, and that you have a pretty good credit score.

It's worth jumping through the hoops (auto pay, etc) with 4Change? YES. If the rates are good. (And they generally are.)

4Change is a pretty big size rep, and when you get big you're a big target. Most complaints are around billing issues.
Pros
  • thumb_upCharity Support
  • thumb_upBig Company Backing
  • thumb_upLow Prices
Cons
  • thumb_downPlans Require Auto Pay
  • thumb_downHigh Credit Requirements

4Change Energy Customer Reviews

4Change Energy Ratings
Overall Rating
Average Rating
4.0/5 of 856 Reviews
Plans & Pricing
Order Experience
Customer Service
Account Management
Likely to Recommend

4Change Energy Electricity Plans

Houston - Centerpoint Service Area Plans

Plan Term Rate
Maxx Saver Value 24 24/months 9.6¢/kWh
Maxx Saver Value 12 12/months 9.6¢/kWh
Cash Money 12 12/months 15.9¢/kWh
One Rate 12 12/months 16.1¢/kWh
One Rate 24 24/months 16.4¢/kWh
Power Maxx Saver 24 24/months 17.8¢/kWh
Power Maxx Saver 12 12/months 17.8¢/kWh
Rates as of Jul 24, 2025 at 08:40 AM

Dallas - Oncor Service Area Plans

Plan Term Rate
Maxx Saver Value 24 24/months 9.9¢/kWh
Maxx Saver Value 12 12/months 9.9¢/kWh
Cash Money 12 12/months 15.9¢/kWh
One Rate 12 12/months 16.7¢/kWh
One Rate 24 24/months 16.7¢/kWh
Power Maxx Saver 24 24/months 18.0¢/kWh
Power Maxx Saver 12 12/months 18.0¢/kWh
Rates as of Jul 24, 2025 at 08:40 AM

Lubbock - LPL Service Area Plans

Plan Term Rate
Maxx Saver Select 24 24/months 12.7¢/kWh
Maxx Saver Select 12 12/months 12.7¢/kWh
Charitable Saver 24 24/months 13.2¢/kWh
Charitable Saver 12 12/months 13.2¢/kWh
One Rate 12 12/months 16.5¢/kWh
One Rate 24 24/months 16.5¢/kWh
Rates as of Jul 24, 2025 at 08:40 AM

4Change Energy Plan Analysis

One Rate 12

Our Rating:
Plan Term: 12 Months
Plan Type: Fixed Rate

This plan is actually really interesting. For starters, it includes the transmission fees in the actual kWh rate, so folks won't be shocked when there's an extra $60 a month in fees they didn't expect because it's not included in the rate. The Energy Charge is pretty low, honestly. This will make your bills super transparent and easy to predict. It does have a monthly recurring charge but it's pretty low compared to some of the more egregious charges we see from some providers. Also, the cancellation fee isn't a flat fee, it's just $20 for every month remaining on the contract. Usually thats reserved for 24 or 36 month plans.
thumb_upPros:
The good news about this plan is it's a flat rate across all usage thresholds of 500, 1000, and 2000, and the rate includes all transmission fees, which means predicting your bill each month should be super easy and consistent.
thumb_downCons:
The bad news is it's not the cheapest rate out there, but it's hardly the most expensive either.

One Rate 24

Our Rating:
Plan Term: 24 Months
Plan Type: Fixed Rate

This plan has some good things going for it, honestly. For starters, it includes the transmission fees in the actual kWh rate, so folks won't be shocked when there's an extra $60 a month in fees they didn't expect because it's not included in the rate. The Energy Charge is pretty low, honestly. This will make your bills super transparent and easy to predict. It does have a monthly recurring charge but it's pretty low compared to some of the more egregious charges we see from some providers. Also, the cancellation fee isn't a flat fee, it's just $20 for every month remaining on the contract. So you only get penalized for the party of the contract you didn't fulfill.
thumb_upPros:
A good thing about this plan is it's a flat rate across all usage thresholds of 500, 1000, and 2000, and the rate includes all transmission fees, which means predicting your bill each month should be super easy and consistent.
thumb_downCons:
Unfortunately there are cheaper plans out there. Then again, it's not the most expensive either.

Power Maxx Saver 24

Our Rating:
Plan Term: 24 Months
Plan Type: Bill Credit

4Change's Power Max Saver 24 plan is one of many bill credit plans that have limited utility. The $100 bill credit kicks in at a usage level of 2k, so for anyone using less than that each month, like an apartment dweller or someone in a medium size house with no pool, the plan rate is high. If they have a big house and consistently use loads of power, the rate becomes competitive. But anything less than the biggest energy consumers will probably think this plan is too expensive.
thumb_upPros:
This plan has a huge bill $100 credit at 2k kWh of usage.
thumb_downCons:
If you use under 2k, the bill credit doesn't help you, and the plan not a good choice.

Cash Money 12

Our Rating:
Plan Term: 12 Months
Plan Type: Bill Credit

4Change's Cash Money 12 plan seems to be referencing the Bill Credit that customers recieve at the 1,000 kWh usage threshold. This makes a pretty good dent into the energy charge for customers. So if you have a house and consistently use over 1k kWh, this plan becomes pretty good. The downside is that the plan has a $9.95 monthly recurring charge, which is high, and non-negotiable. Cancellation fee is $20 per month remaining on the customer's contract.
thumb_upPros:
Bill credit at low usage
thumb_downCons:
High Monthly Recurring Charge

Power Maxx Saver 12

Our Rating:
Plan Term: 12 Months
Plan Type: Bill Credit

4Change's Power Max Saver 12 plan is one of many bill credit plans that have limited utility. The $100 bill credit kicks in at a usage level of 2k, so for anyone using less than that each month, like an apartment dweller or someone in a medium size house without a pool, the plan rate is high. If they have a big house and consistently use a lot of power, the rate becomes competitive. But anything less than the biggest energy consumers will probably think this plan is too expensive.
thumb_upPros:
This plan has a huge bill $100 credit at 2k kWh of usage.
thumb_downCons:
If you use under 2k, the bill credit doesn't help you, and the plan is a bad fit.