Lock In Cheap Electric Rates in Houston Now!
Do You Want Cheap Electric Rates Today? Not all cheap electric rates are the same! Learn how you can save more on these recommended electric plans in Houston. You can’t be an expert at...
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Pre-paid
19.1
¢
effective rate per kWh
6 Month
- 6
- monthsmo.
- Avg. BillAvg.
- $187
Plan Details
Rates as of Nov 30, 2025 at 08:37 PM
Our Take on Payless Power
Payless is the go-to pre-paid no-deposit electricity provider in Texas. They have been at it the longest, have survided some of the toughest business conditions and remain standing. On top of their resilience, they have the best technology for customers to manage their account.
Short answer - yes - they've been one of our top 5 best provider in Texas 4 times over the last 8 years. If you need to get power on and have a little as $75. you can get your power on tonight. And that's as simple as it gets. They offer slightly higher rates, but that's the trade you make for not paying a deposit.
Payless Power has been on our "Best in Texas" list 4 times. Because they get the simple stuff. Easy connection, great tech (App, messaging, etc) They can get your lights on on in a couple hours, without a deposit. Simple, fast, easy.
Customers praise the ease of use, but feel minimum balance charges and rates are too high.
Pros
- thumb_up4 times on our "Best Texas Electricity Companies" List
- thumb_upNo Deposit required to Turn on Lights
- thumb_upApp to manage Account
Cons
- thumb_downHigher than post paid rates
Compare Payless Power Electricity Plans and Choose the Right One for You
How to Shop Smart
Explore current Payless Power electricity plans available in Texas and find the best fit for your home. Each plan includes a Safe-Rate Score that shows how closely the advertised rate matches what you'll actually pay. You can customize your usage to get accurate estimates, compare term lengths for short- or long-term savings, and review rate types to see which pricing style works best for you. Use the sort feature to easily organize plans by price, rating, or company name. Get transparent pricing, reliable service, and fast online sign-up today.
Shopping Tips
Use the Safe-Rate Score to see how closely a plans
advertised rate matches what youll actually pay. Higher scores mean more stable pricing and fewer billing surprises.
Adjust your average monthly usage to get plan estimates tailored to your household's energy habits and
see which options offer the best value for your needs.
Choose the contract length that fits your lifestyle from short-term flexibility to long-term price stability.
Longer terms often help you lock in lower rates.
Compare fixed-rate and variable-rate plans to decide whether you prefer consistent monthly pricing or the
potential savings that come with market-based rates.
Sort plans by rate, term length, rating, or company name to quickly find the most affordable,
highest-rated, or best-fit options for your home.
Plan
6 Month
19.1
¢
kWh
6 Months
Locked Rate
- 100% Green Energy
$187
monthly bill estimate
- estimate for 1000 kWh usage
bills from month-to-month
Safe-Rate™ Score 10
or call
call: 866-756-2370
Safe-Rate™ Analysis:
Safe-Rate™ Score: 10 out of 10
Our Safe-Rate™ Score for this plan is considered Very Good.
A higher Safe-Rate™ score means more predictable pricing and fewer surprises on your bill.
The table below estimates what your average price per kWh would be for different monthly energy usage:
| Monthly Usage | 250 kWh | 500 kWh | 750 kWh | 1000 kWh | 1250 kWh | 1500 kWh | 1750 kWh | 2000 kWh | 2250 kWh | 2500 kWh | 2750 kWh | 3000 kWh |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Average Price Per kWh | 23.6¢ | 19.1¢ | 20.3¢ | 19.1¢ | 18.4¢ | 17.9¢ | 17.6¢ | 17.6¢ | 17.2¢ | 17.0¢ | 16.9¢ | 16.8¢ |
TruBill™ Estimations:
Using our TruBill™ algorithm, we estimate your monthly electricity bill based on typical home energy usage.
Minimum and maximum bills reflect normal seasonal changes (summer AC vs. mild weather), and the average bill represents the midpoint across those seasonal differences.
| Monthly Usage | Minimum Bill | Maximum Bill | Average Bill | Average Annual Cost |
|---|---|---|---|---|
| Small Homes (500-1,200 sq. ft.) - Apartments, Condos, Starter Homes | ||||
| 250 kWh | $46.24 | $97.48 | $54.00 | $648.00 |
| 500 kWh | $85.56 | $180.38 | $100.00 | $1,200.00 |
| 750 kWh | $123.57 | $260.51 | $144.00 | $1,728.00 |
| 1000 kWh | $160.89 | $339.20 | $187.00 | $2,244.00 |
| Average Homes (1,300-2,200 sq. ft.) - Typical 3-4 Bedroom Family Homes | ||||
| 1250 kWh | $195.10 | $411.32 | $227.00 | $2,724.00 |
| 1500 kWh | $228.97 | $482.72 | $267.00 | $3,204.00 |
| 1750 kWh | $262.92 | $554.30 | $306.00 | $3,672.00 |
| 2000 kWh | $297.39 | $626.97 | $346.00 | $4,152.00 |
| Large Homes (2,300-3,500+ sq. ft.) - Multi-AC Homes, Large Families | ||||
| 2250 kWh | $330.50 | $696.78 | $385.00 | $4,620.00 |
| 2500 kWh | $363.36 | $766.05 | $423.00 | $5,076.00 |
| 2750 kWh | $396.86 | $836.68 | $462.00 | $5,544.00 |
| 3000 kWh | $430.62 | $907.85 | $501.00 | $6,012.00 |
Our Assessment:
This is a "Pre Paid" plan, which means it usually has a higher per kWh charge, and you must pay for the electricity before you use it. You will have to recharge your account to continue to receive power.
For a more predictable bill, you should choose a "Fixed Rate" plan.
Plan Renewal:
If you order this plan and start it today, you will be up for renewal 6 months from now in May of 2026.Since this plan expires in May, you can take advantage of seasonally lower rates when you renew.
Electricity rates are generally highest from June through September.
- Early Termination Fee: $99
- pre-paid
- 6 Months
Plan
12 Month
19.7
¢
kWh
12 Months
Locked Rate
- 100% Green Energy
$193
monthly bill estimate
- estimate for 1000 kWh usage
bills from month-to-month
Safe-Rate™ Score 10
or call
call: 866-756-2370
Safe-Rate™ Analysis:
Safe-Rate™ Score: 10 out of 10
Our Safe-Rate™ Score for this plan is considered Very Good.
A higher Safe-Rate™ score means more predictable pricing and fewer surprises on your bill.
The table below estimates what your average price per kWh would be for different monthly energy usage:
| Monthly Usage | 250 kWh | 500 kWh | 750 kWh | 1000 kWh | 1250 kWh | 1500 kWh | 1750 kWh | 2000 kWh | 2250 kWh | 2500 kWh | 2750 kWh | 3000 kWh |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Average Price Per kWh | 24.2¢ | 19.7¢ | 20.9¢ | 19.7¢ | 19.0¢ | 18.5¢ | 18.2¢ | 18.2¢ | 17.8¢ | 17.6¢ | 17.5¢ | 17.4¢ |
TruBill™ Estimations:
Using our TruBill™ algorithm, we estimate your monthly electricity bill based on typical home energy usage.
Minimum and maximum bills reflect normal seasonal changes (summer AC vs. mild weather), and the average bill represents the midpoint across those seasonal differences.
| Monthly Usage | Minimum Bill | Maximum Bill | Average Bill | Average Annual Cost |
|---|---|---|---|---|
| Small Homes (500-1,200 sq. ft.) - Apartments, Condos, Starter Homes | ||||
| 250 kWh | $47.52 | $100.19 | $55.00 | $660.00 |
| 500 kWh | $88.13 | $185.81 | $103.00 | $1,236.00 |
| 750 kWh | $127.43 | $268.66 | $148.00 | $1,776.00 |
| 1000 kWh | $166.04 | $350.07 | $193.00 | $2,316.00 |
| Average Homes (1,300-2,200 sq. ft.) - Typical 3-4 Bedroom Family Homes | ||||
| 1250 kWh | $201.54 | $424.91 | $235.00 | $2,820.00 |
| 1500 kWh | $236.70 | $499.02 | $276.00 | $3,312.00 |
| 1750 kWh | $271.94 | $573.32 | $317.00 | $3,804.00 |
| 2000 kWh | $307.69 | $648.70 | $358.00 | $4,296.00 |
| Large Homes (2,300-3,500+ sq. ft.) - Multi-AC Homes, Large Families | ||||
| 2250 kWh | $342.10 | $721.23 | $398.00 | $4,776.00 |
| 2500 kWh | $376.24 | $793.22 | $438.00 | $5,256.00 |
| 2750 kWh | $411.03 | $866.56 | $479.00 | $5,748.00 |
| 3000 kWh | $446.08 | $940.45 | $519.00 | $6,228.00 |
Our Assessment:
This is a "Pre Paid" plan, which means it usually has a higher per kWh charge, and you must pay for the electricity before you use it. You will have to recharge your account to continue to receive power.
For a more predictable bill, you should choose a "Fixed Rate" plan.
Plan Renewal:
If you order this plan and start it today, you will be up for renewal 12 months from now in November of 2026.Since this plan expires in November, you can take advantage of seasonally lower rates when you renew.
Electricity rates are generally highest from June through September.
- Early Termination Fee: $99
- pre-paid
- 12 Months
Rates as of Nov 30, 2025 at 08:37 PM
Payless Power Customer Reviews
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Plans & Pricing
Order Experience
Customer Service
Account Management
Likely to Recommend
Payless Power Electricity Plans
Lubbock - LPL Service Area Plans
Payless Power Plan Analysis
6 Month
Our Rating:
Plan Term: 6 Months
Plan Type: Pre-paid
This is a good plan for folks who are looking to establish and rebuild their credit. It's got pretty fair electricity rates, locked in for 6 months, but it also comes with the advantage of not having any pricey deposits, as well as not being vulnerable to the pricing fluctuations that come with variable plans. It's good for renters, with a $15 bill credit for customers who use less than 500 kWh a month, but the rate for customers who use OVER 2000 kWh a month isn't bad either. This plan could be good for young people getting their first place, or even folks looking to a power a big home while they're trying to sell it, there's a lot of interesting fits for this plan to certain customers. The $99 early termination fee isn't bad either. That being said, there is a $1 per day recurring charge, which will add between $28 and $31 dollars a month to a customers bill.
thumb_upPros:
No deposit, locked in rate for 6 months without fluctuations, a somewhat flat rate across usage tiers. $15 bill credit for under 500 kWh of usage.thumb_downCons:
The rates are high, and there's a 1 dollar a day charge, or $28-31 dollars a month in recurring charges.12 Month
Our Rating:
Plan Term: 12 Months
Plan Type: Pre-paid
This is a good plan for folks who are looking to establish and rebuild their credit. It's got pretty fair electricity rates, locked in for 12 months, but it also comes with the advantage of not having any pricey deposits, as well as not being vulnerable to the pricing fluctuations that come with variable plans. It's good for renters, with a $15 bill credit for customers who use less than 500 kWh a month, but the rate for customers who use OVER 2000 kWh a month isn't bad either. This plan could be good for young people getting their first place, or even folks looking to a power a big home while they're trying to sell it, there's a lot of interesting fits for this plan to certain customers. The $99 early termination fee isn't bad either. That being said, there is a $1 per day recurring charge, which will add between $28 and $31 dollars a month to a customers bill.
thumb_upPros:
No deposit, locked in rate for 12 months without fluctuations, a somewhat flat rate across usage tiers, $15 bill credit for under 500 kWh of usage.thumb_downCons:
The rates are high, and there's a 1 dollar a day charge, or $28-31 dollars a month in recurring charges.Frequently Asked Questions About Texas Electricity
- What is an ESI ID (Electric Service Identifier)
- kWh (kiloWatt-hours)
- Energy Charge
- Average Rate
- Average Bill
- What is a TDU/ TDSP
- What are TDU / TDSP Fees or 'Delivery Charges'
- Credits
- Usage Credits
- Solar Buyback Credits
- Deposit Refund
- Taxes
- Sales Tax
- Fees
- Early Termination Fee (ETF)
- Late Charges
- Disconnect Fees
- Disconnect Notice Fees
- Reconnection Fees
- Monthly Recurring Charge (MRC)
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