Compare Payless Power Plans, and Rates to Save

Founded in 2005, Payless Power is an electricity provider operating in the deregulated Texas marketplace that specializes in pre-paid electricity. Payless power caters to customers that have advanced smart-metering systems to offer pre-paid, or pay-as-you-go electricity service to consumers who may want to avoid paying deposits or signing a contract. Customers can then monitor their usage and how much power they have left through their personal accounts. If an individual or business doesn't have a smart-meter installed, Payless Power will help coordinate the process of having one installed.

About Payless Power

Payless Power Texas is a family-owned business in Fort Worth. It has been run by three brothers since 2005 and only serves residential electricity customers. From the outset, Payless Power was designed to offer underserved Texas customers having little credit or a difficult credit history with prepaid electricity plans. The company strives to provide “no-surprise” pricing and makes sign up easy with instant approval and no credit checks or deposits. They also educate customers about their service, costs, and expectations to avoid problems and customer service issues.

Payless Power is also active in the north Texas community. The company supports the Christ’s Haven children’s home at a farm in Keller, Texas; supports the Down Syndrome Partnership of Tarrant County and works with Habitat for Humanity. As a result, it has won awards that include our Top five 2018 and 2021 Best Electricity Providers and also Innovator Awards for

Payless Power Plans & Rates

Payless Power currently has 2 plans available on our site.

Our Rate Comparison Page will let you compare 2 different Payless Power Rates

Not sure what kind of Payless Power plan you're looking for?
Browse Payless Power Plans and Products

Type Company & Plan Term
Pre-paid Simple 6 6
Pre-paid Premier 12 12

View Payless Power Rates in Your Area

Payless Power Ratings

The overall score for Payless Power is 4.28. Their best category was Market Perception where they earned a score of 5.00, while their worst rating came in at 3.87 in Communications. More detailed information on these ratings is available on our Payless Power Rating Detail page.

Payless Power earned a Gold Award in our most recent semi-annual rating process with an overall rating of 4.28

Texas Electricity Ratings's Gold Tier Providers are the best of the best in Texas electric. These are the best providers over the past year at providing customers and communities great service, stellar customer service, and top of the line resources, just to name a few things. When you select one of these providers, know you're choosing from among the best options in the Texas electric market.

  • Rating Overall
  • 4.28
  • Communications
  • 3.87
  • Community
  • 4.73
  • Market Perception
  • 5.00
  • Operations
  • 4.40
  • Products
  • 4.31

Payless Power Frequently Asked Questions

Texas electricity deregulation, and Retail Electricity Providers can be complicated.

To answer your frequently asked questions about Payless Power read on.

What is the cheapest electricity plan that Payless Power has?

The cheapest Payless Power plan is Premier 12 with a rate starting at 15.2¢ per kWh. Customers of Payless Power can expect their average bill to fall around $ per month on this plan. This plan's early termination fee is $99. This is a 12 month plan.

More details on this plan can be found on the Premier 12 plan page or by calling 888-620-3978.

Payless Power has 1 more plan with rates starting at 15.3¢ per kWh@1000/kWh and estimated monthly bills starting at $.

Where can I order Payless Power electricity?

You can find 2 plans starting at 15.2¢/kWh on our Payless Power plans and products page.

What do customers think about Payless Power?

The average customer review in Texas is 1.8. The average Payless Power customer review is 3.7 / 5 stars. For a different take you can go on over to our company ratings page for Payless Power

Why is my electricity rate higher than when I signed up?

The rate you see when you sign up is the average rate at that exact amount of usage in one billing cycle.

Some companies try to game the system by applying bill credits between certain usage thresholds. It works great if you are within the margins, but as soon as you leave that band you no longer get that bill credit and your rate per kWh can double. The PUC only requires that companies disclose their average rates at 500, 1000, and 2000 kWhs. Companies can get around this by giving you a $50 bill credit if you use between 1000 and 2000 kWhs per billing cycle.

The only way to really know what you're getting into is to read your EFL. A 10¢ rate at all usage amounts may end up being cheaper than that 8¢ rate at 1,000 kWh!

What are the cheapest natural gas plans that Payless Power has?

This retailer does not offer any natural gas plans in your area at this time.

Does Payless Power have no-deposit plans?

Yes! Here are the non-deposit plans from Payless Power:

Here are other non-deposit plans from other retailers:

Popular non-deposit plans from other reps are:

Featured Plans for Payless Power

These are a few plans that we think you'll like. We also have a more detailed listing of all TX plans for Payless Power, or you can use our Payless Power Rate Comparison Page to find a great deal

Simple 6
  • 15.3¢/kWh
    at 1,000kWh
  • 6 month Pre-paid Non-Renewable
  • $/mo.
    est. avg. bill
    Based on a yearly usage curve averaging 1,000 kWh per month
  • 6 month
  • Pre-paid
  • Non-Renewable
Premier 12
  • 15.2¢/kWh
    at 1,000kWh
  • 12 month Pre-paid Non-Renewable
  • $/mo.
    est. avg. bill
    Based on a yearly usage curve averaging 1,000 kWh per month
  • 12 month
  • Pre-paid
  • Non-Renewable

How do I get the Cheapest Payless Power Rate?

We've created a step by step guide to help you get the cheapest electricity rate. Or you can use our Bill Calculator tool.

Listed here are the cheapest rates offered by Payless Power in your area. If you would like, you may compare all Payless Power rates, or view all Payless Power plans and products to choose the best electricity plan for your home.

Payless Power Rates for Houston

Company & Plan Term Rate
Payless Power - Premier 12 12 month 15.2¢
Payless Power - Simple 6 6 month 15.3¢

Houston - Centerpoint Electricity prices as of 04-01-2023. Compare Houston Electricity Rates.

Payless Power Rates for Dallas

Company & Plan Term Rate
Payless Power - Simple 6 6 month 16.2¢
Payless Power - Premier 12 12 month 16.2¢

Dallas - Oncor Electricity prices as of 04-01-2023. Compare Dallas Electricity Rates.

Payless Power Rates for Abilene

Company & Plan Term Rate
Payless Power - Simple 6 6 month 16.7¢
Payless Power - Premier 12 12 month 16.7¢

Abilene - AEP North Electricity prices as of 04-01-2023. Compare Abilene Electricity Rates.

Payless Power Rates for Corpus Christi

Company & Plan Term Rate
Payless Power - Premier 12 12 month 17.0¢
Payless Power - Simple 6 6 month 17.1¢

Corpus Christi - AEP Central Electricity prices as of 04-01-2023. Compare Corpus Christi Electricity Rates.

Understand Your Payless Power Bill

Unsure about how to decipher your Payless Power bill?

We can help.

Check out our How to Understand your Payless Power Bill page where you can get information on what the various charges and fees mean.

Real Customer Reviews for Payless Power

Read customer reviews

Recent Good Review from T Williams

Payless Power Scores and Ratings:

Texas Electricity Ratings Overall Score for Payless Power

4.3 / 5

Payless Power Reviews

208 Reviews for Payless Power


total reviews

News Articles About Payless Power

Tips For Comparing Texas Electric Providers

Posted on

9 Things to Consider When Choosing a Provider

Comparing electric providers is usually the first step to getting the best deal. Check out these great tips that make it a breeze.
Check out these tips on how to compare Texas electric providers! Choosing the best ones tend to land you the best deals!

Committing to the right provider can save you a lot of hassle. After all, it’s easier to switch plans than it is to switch providers. But, before you sign your contract, you should make sure the electricity provider you’re committing to is truly the best for you. These nine tips will help you compare electric providers to get you the best deal possible.

1. Electric Providers in Your Area

The most important thing to know before you choose a provider is if they serve the area you live in. You can search available the plans and providers by your ZIP code on

2. Your Usage

Before you can compare plans and providers, you need to have a thorough understanding of your average usage. Especially if you’ll opt for a bill-credit plan. Bill-credit plans can save you money if you use a certain amount within a billing period. However, if your usage is above or below a certain threshold, you stand to lose a lot of money.

3. Fixed-Rates vs. Variable Rates

You can compare Texas electric providers by the kinds of rates they offer. Having a plan means signing up for a fixed-rate for a certain time period. On the other hand, if you don’t have a plan or your plan expired, the provider may put you on a variable rate plan. Usually, these are much more expensive than fixed-rate plans would be.

4. Electric Providers' Incentives

A lot of utility companies have special offers when you sign up. Whether it’s a gift card to a grocery store or a discount on the first 3 months of your contract depends on the provider. While these incentives are great, nothing beats a favorable plan with a good rate for long-term savings.

5. Which Electric Providers Charge High Fees

Understanding the fees a provider may charge you can help you compare which one is better for you. Most providers can charge for late payments, disconnection, reconnection, or insufficient funds. You may also need to pay a fee if you use a third-party check cashing store or bill payment center to pay. Make sure you read your EFL and Terms of Service to understand all the charges.

6. Deposits

Most electric providers require a deposit when you sign up. This amount usually ranges from $100 to $500. If you’re looking for a provider who doesn’t charge a deposit, only Payless Power and Hello Energy can help you in Texas. You can also search by city to directly find no-deposit plans available to you.

7. Which Electric Providers Offer Solar Buy-Back

If you have solar panels, you’ll want to find a provider that does solar buy-back. Though your options may be limited in Texas, there are a few that do this. Chariot Energy and Pulse Power are some of the top electric companies offering solar buyback. Energy Texas will also join their ranks soon.

8. Rate Stability

Rates change all the time. But, you can still find reliable rates with certain companies. When you’re looking at the best providers, make sure to check how their rate stability compares. Better rate stability means that the rate you’re signing up for is less likely to change, which is especially important if you’re looking to avoid unexpected price-hikes.

9. Customer Ratings of Electric Providers

Of course, reviews matter. You can see what other customers thought through testimonials. We also concluded our own survey, where we asked you to rate your providers. You can read the people choice, and find the best providers in each category. 

Compare All Texas Plans and Providers

Our entire website is dedicated to help you find the best electric providers in Texas. You can compare every aspect of these companies, read reviews from other customers, and buy a plan all in one place. 

Visit to find the best electricity deal for your home!

Shop Great Energy Plans for Houston Movers

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Summer time moving burning you out? We've sweated the details to help you find the best way to save money on your electricity for the whole year!
About to move and not sure about Houston electric plans? We've sweated the details to help you find the best way to save money!

Which Energy Plans Are For Houston Movers?

Summer is the most common time of year for people to move houses. It also happens to be when electricity prices tend to be their highest because Houston residents to run their air conditioning systems nearly nonstop. If you want to minimize your power cost in your new home, shop short-term energy plans for Houston movers. 

Short-Term Electricity Plan Strategy

Short-term electricity plans may not seem like a good idea at first. Their prices are usually higher than plans with yearlong or longer contracts. Why should you pay more for energy now? The reason is to pay lower costs later. If you lock in a year-long fixed rate electricity plan in summer, you lock in the highest price for a full year. But, if you shop electricity plans in the fall, you pick a power plan when prices have fallen.   So how does this strategy play out in real life? If you choose to go with a variable rate plan, your electricity price changes each month. Now, you could put up with this year’s summer pricing surge but it could cost you a LOT during the hottest summer months. Sometimes retail electricity providers offer plans of six months or fewer, though two or three month plans are very rare. Yes, these rates tend to be a little higher on average. But, getting a fixed rate for only couple of months will shield you from spiking summer prices.  In the fall, as prices decline, you start shopping for electricity plans at Fall prices tend to bottom out in mid-October through November. Sign up for a fixed rate electricity plan then. If you pick a plan with a one-, two-, or three-year contract, your next shopping experience will again be when prices are low.   

Great Energy Plans for Houston Movers

The Flex Forward plan from TXU Energy offers an average price of 13.2 cents per kWh on a 1,000 kWh bill. While this is higher than most other plans, remember you won’t be with this plan for long. You’ll re-evaluate your options in the early fall. Maybe you’ll stick with TXU Energy, or perhaps there will be another provider with a better option for your home.  You can also choose prepaid electricity plans like the SmarTricity Easy Choice plan from Payless Power. This plan requires you to pay for energy before you use it. This is usually a viable option for people with poor credit history who don’t want to pay a deposit. But again, you’ll find a new contract in the fall. 

Execute Your Electricity Plan Strategy

You have a ton of things to plan with your Houston move. Shopping for Houston electricity should absolutely be on your to-do list. Great energy plans are out there. You just have to shop Texas electricity plans to find the right ones for you. 

Zip Codes with the Cheapest Payless Power Rates in Texas